Eight questions, no typing, and you get the answer on this page. We do not need your name or your number to tell you which programs fit.
What are you buying? A home to live in A second or vacation home A rental or investment property
Back Where is the property? We lend in 41 states and have branch teams in five, so this decides who picks up the phone.
Michigan Florida Colorado Tennessee North Carolina Somewhere else
Back Roughly what price range? Under $100,000 $100,000 to $249,000 $250,000 to $499,000 $500,000 to $749,000 $750,000 to $1 million Over $1 million
Back How much are you putting down? If the honest answer is 'as little as possible', say so. That is a program question, not a character question.
Nothing, or close to it 1% to 4% 5% to 10% 11% to 20% More than 20% Not sure yet
Back How do you earn your income? This is the question that decides the most, and the old version of this page never asked it. Being self-employed does not disqualify you here. It usually just changes which paperwork proves your income.
W-2 job Self-employed or business owner 1099 or contract work Mostly rental or investment income Retired or fixed income A mix of these
Back Roughly where is your credit? A guess is fine. Nothing here is a credit check, and nothing here touches your score.
Excellent (800+) Very good (740 to 799) Good (670 to 739) Fair (580 to 669) Needs work (under 580) I honestly do not know
Back Have you served in the military? Yes, veteran or active duty No
Back Is this your first home purchase? Yes, first time No, I have owned before
Back Heads up: this page normally works out your matching programs and shows them here, but that needs JavaScript. Fill in what you can below and one of our advisors will come back to you with the same answer, or call (616) 951-1561 and skip the form entirely.
Here is what fits
Not seeing yourself in these? That happens, and it usually means the interesting part is something a form cannot ask. See all 19 programs Buying with an ITIN rather than a Social Security number? We do that too .
Change my last answer Start over
Want us to check it against your actual numbers? You already have the answer above, and it is yours whether or not you fill this in. If you want a second opinion on a quote you are holding, or a real pre-approval, this is the fastest way to get one. Or just call (616) 951-1561 .
