Today's mortgage rates

The table here shows national average rates, updated daily by Mortgage News Daily. They're a useful compass, but no lender, including us, can quote your real rate from a table.

Why your rate will differ from the average

Mortgage pricing is built from your specific scenario. The average bundles together every credit score, down payment, property type, and loan size in the country. Your quote moves with:

• Credit score. Pricing changes in tiers, often at 620, 680, 700, 740, and 760.
• Down payment / equity. More equity generally means better pricing.
• Loan type. FHA, VA, and conventional loans price differently.
• Property type and use. Condos, multi-unit, and investment properties carry adjustments.
• Points. You can pay more up front for a lower rate, or take a higher rate with lower closing costs.

Getting a real number

A quote from us prices your scenario. Because we're a direct lender with in-house underwriting, the number comes from the team that will actually approve your loan, not a referral chain. It takes a few minutes, it's free, and the initial conversation doesn't touch your credit. Request a quote or call (616) 951-1561.

Rates shown in the widget are national averages published by Mortgage News Daily, are not an offer of credit, and are not quotes from Priority Home Mortgage. Your rate and APR will depend on your complete credit profile and loan scenario.